The Social Security institution in Türkiye has finalized the maternity service credit (childbirth borrowing) amounts for the 2026 calendar year. Since these contributions are directly linked to the gross minimum wage, the recent wage adjustments for 2026 have established the new premium levels for insured women. How the 2026 Rates are Calculated In accordance with Turkish social security legislation, the maternity service credit is calculated as 32% of the gross minimum wage. While this percentage remains fixed, the actual payable amount has increased in line with the new minimum wage established for 2026. 2026 Gross Minimum Wage: TRY 33,030 Monthly Contribution (32%): TRY 10,569.60 Annual Contribution: TRY 126,835.20 For perspective, the annual cost for maternity service credit in 2025 was TRY 99,862. The 2026 rates reflect the updated economic parameters while maintaining the same statutory ratio. Understanding the Maternity Service Credit The maternity service credit is a vital social security mechanism in Türkiye that allows insured women to count non-working periods following childbirth toward their retirement. By making retroactive premium payments, women can bridge gaps in their contribution records. Key Implementation Principles: Fixed Statutory Rate: The 32% premium rate is expected to remain constant throughout 2026. Wage Dependency: Any fluctuation in the borrowing cost is solely dependent on future changes to the gross minimum wage. Calculation Method: The daily premium is determined by taking 32% of the daily gross minimum wage and multiplying it by the total number of days the individual chooses to credit. Legal Framework This arrangement is governed by Turkish social security laws designed to support women’s participation in the workforce and ensure their retirement rights are protected. The Ministry of Family and Social Services, along with the Social Security Institution (SGK), oversees the execution of these payments. Summary for Applicants For women planning to utilize the maternity service credit in 2026, it is important to note that the monthly cost has now surpassed TRY 10,500. Insured individuals should evaluate their retirement timelines and budget according to these new figures to ensure a seamless application process. Source: TurkStat Legal Notice: The information in this article is intended for information purposes only. It is not intended for professional information purposes specific to a person or an institution. Every institution has different requirements because of its own circumstances even though they bear a resemblance to each other. Consequently, it is your interest to consult on an expert before taking a decision based on information stated in this article and putting into practice. Neither MuhasebeNews nor related person or institutions are not responsible for any damages or losses that might occur in consequence of the use of the information in this article by private or formal, real or legal person and institutions.